While banks have cut back on overdraft fees in the past decade, the nation’s biggest banks still take in roughly $8 billion in the charges every year, according to data from the Consumer Financial Protection Bureau and bank public records. Currently, there is no cap on the overdraft fees that banks can legally charge.

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Are senior citizens bailing out banks by accepting low deposit interest rates? Author and Chicago Sun-Times Financial Columnist Terry Savage joins us to talk about what she calls the "generation wars."